FOR HOMEOWNERS EXPERIENCING DIFFICULTY PAYING THEIR MONTHLY

MORTGAGE PAYMENTS ON OWNER-OCCUPIED HOUSING:

Making Home Affordable website for general information:

http://www.makinghomeaffordable.gov/

Application for Making Home Affordable Program (HAMP);  Request for Modification and Affidavit:

http://www.makinghomeaffordable.gov/docs/RMA%20Interactive%20-%20Updated%2011.10.09.pdf

Short form request for individual tax return transcript:

http://www.makinghomeaffordable.gov/docs/4506-EZ%20Form.pdf

Slide show presentation explaining Making Home Affordable (Home Affordable Modification Program):

In English:  https://www.hmpadmin.com/portal/docs/counselor/mhaborrowerpresenglish.pdf

En Español:  https://www.hmpadmin.com/portal/docs/counselor/mhaborrowerpresspanish.pdf

Safe, legitimate website to acquire your own credit report (without scores) free of charge with no consequence to scores:

https://www.annualcreditreport.com/cra/index.jsp

Amortization calculator to determine monthly payments based on inputted data:

http://www.bretwhissel.net/amortization/amortize.html

Law clinic for foreclosure defense:

http://www.touro.edu/media/pr/releases/PR-clinic_foreclosure.asp

Nassau-Suffolk Law Services Committee for income qualified foreclosure defendants:

In English:  http://www.nslawservices.org/foreclosure.shtml

En Español:  http://babelfish.yahoo.com/translate_url?doit=done&url=http://www.nslawservices.org/foreclosure.shtml&lp=en_es

Free legal assistance for distressed homeowners; Pro Bono Foreclosure Settlement Project

http://www.scba.org/eva/index.php?m=Appointments

To make an appointment for mortgage default and foreclosure intervention call 267-7896.